Main Points to Consider When Buying an Apartment – buying apartement

Some people just never want to be renters. They don’t want to rent an apartment or home longer than absolutely necessary in their lives. One future owner dreams of the suburban ideal. Another buyer’s heart beats fast at the thought of a truly urban lifestyle and the perfect apartment. Today, our focus is on buying an apartment.Which Comes First – the Apartment or the Budget?For most people, the straight up answer is “the budget!” Before shopping for your perfect apartment, know your budget. Line up your financing ahead of time and prequalify for a mortgage loan.But your apartment budget isn’t just about buying the unit. Consider your lifestyle after you have bought and moved into your apartment. What do you want to do beyond the confines of your apartment – travel, regularly attend cultural events, become an entrepreneur? Plan your budget for not only buying and furnishing purposes, but also to accommodate your lifestyle.And by the way, you also will need to budget for monthly apartment ownership expenses like association fees, parking fee, property taxes, trash disposal, elevator maintenance, etc.Location and Amenities”Location, location, location,” is the realtor’s mantra and it certainly should be important to you. Also important are the amenities of your perfect apartment. Make a Wish List of your ideal apartment and location. Your list might include:• Proximity to the fine arts or restaurant district.
• Quick and easy access to reliable transit systems and a short work commute.
• A walking community where you can easily walk to your favorite shops, parks, and other interests.
• Specific security measures like camera security, a concierge, no public access.
• A deeded parking space.
• In-unit laundry.
• In-complex gym.
• A balcony of your own or a decent view.
• A specific amount of square footage, number of bed and bathrooms, layout.When you have created your wish list, find a real estate agent who will search for apartments that meet or come close to meeting your criteria. The agent can help negotiate the best deal for you and process the complex paperwork related to buying a home. (TIP: work with an agent who will represent you, the buyer, not you and the seller.)Costs and Potential CostsAs a property owner, you may face additional/unexpected expenses unrelated to the purchase of your unit. For instance, a new building may have construction defects like exterior leaks or defective flooring that you may wind up paying to have repaired. An established building may also have repair issues that aren’t immediately obvious.The point is, take a close look at the age and condition of the building. Check the property documents for a history of repairs and litigations as well as any association-related financials that show a history of special assessments, building-related fines, etc.Does your dream apartment need some renovation (in your estimation)? Not only must you factor in that cost but also ascertain what types of renovation (structural or otherwise) will be allowed by the association. (TIP: know what the association allows before you buy.)One Final Point to ConsiderAlthough you may have found the apartment of your dreams on the very first “shopping” day, take time to visit as many apartments as possible that match your criteria. This will give you a better idea of what your money buys – and you may find an even more “perfect” apartment than your original choice, or one that is nearly as excellent but comes with a better price or amenities package.

Increase Your Chance to Get a Scholarship For Moms Already in College! – College University

If you are thinking to drop college just because you don’t have enough money to pay for it, think again. You don’t have to do that. You are about to learn how to increase your chance to get a scholarship for moms already in college and most important where to apply for a quick and professional response.First Thing!Do not drop school! And secondly stop doing it all by yourself. Out there are professionals with a lot more experience than you willing to help you out with your finance. In fact, there are some websites that their only duty is to help moms in college paying their tuition.Did you know that you could qualify for a $10,000 scholarship for mom already in college?The most wonderful thing about it is that in order to reach your educational goals, you don’t have to take expensive school loans or qualifying for difficult graduate scholarships. Moreover, you can use the money for any college, university or academic program you wish.Therefore, How and Where Can I apply?The draw dates for scholarships for the one website you are about to discover occur twice every month. So, you will always have chance to apply which is great.All you have to do is completing a registration form that will take you no longer than 47 seconds but it can change your life forever. After doing so you will be taken to a page where you’ll find information about schools offering online and campus courses where you can request information.